Commercial Checking Account Plans for Businesses, Professionals & Organizations. Nodaway Valley Bank offers several account plans tailored to the volume of banking activity.  And with commercial checking accounts, you can use your account balances to offset fees.

Overdraft Privilege. We recognize that for a variety of reasons, customers occasionally overdraw their checking accounts.  Rather than automatically returning unpaid any non-sufficient funds items, Nodaway Valley Bank will consider, without obligation on our part, payment of reasonable overdrafts on certain eligible business accounts under our "Overdraft Privilege" service.  This discretionary courtesy is generally limited to $1,500 on eligible business checking accounts.  Normal overdraft fees will apply to any paid items.

Money Market Account. Earn higher interest rates on larger sums of money while enjoying immediate access to funds.

Certificates of Deposit. CDs offer a safe, secure, dependable source of interest income.  Our Promotional CDs pay premium rates on maturities of 7 to 55 months.

Cash Management Services Allow the bank to implement customized services and programs to handle cash transactions and keep funds working for your business.

NVB Telebank. We offer FREE  touch-tone telephone access to your accounts and loans twenty four hours a day, seven days a week.

NVB Debit Card provides worldwide access to your business accounts without the need to carry cash or write a check.

NVB Business Credit Card. Enjoy the convenience of worldwide acceptance of your NVB Master Card while your transactions help earn credit for cash back, or free airline travel in our Custom Rewards Program.

Safe Deposit. Chose a safe deposit box for a secure place to keep important papers.

Commercial/Agricultural Loans. We make loans for business purposes across a wide spectrum of industries.  As the largest independently owned bank in Northwest Missouri, we have the financial capacity, experience and authority to loan decisions on a local basis.

Lockbox Services. We offer lockbox services to reduce the time it takes for a business to receive its payments and update internal records to show that payments have been made.