NODAWAY VALLEY BANK INTEREST RATE SHEET-MEMBER FDIC
ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF JANUARY 31, 2012
A PENALTY MAY OR WILL BE IMPOSED FOR EARLY WITHDRAWAL AND MAY REDUCE EARNINGS.
CERTIFICATES OF DEPOSIT*
| Term |
Interest Rates |
APY CDs |
APY IRAs |
Minimum Balancea |
| 6 Month |
0.35%1 |
0.35%2 |
0.35%5 |
$500.00 |
| 12 Month |
0.50%1 |
0.50%3 |
0.50%5 |
$500.00 |
| 24 Month |
0.70%1 |
0.70%3 |
0.70%5 |
$500.00 |
| 36 Month |
1.05%1 |
1.05%3 |
1.05%5 |
$500.00 |
| 48 Month |
1.35%1 |
1.35%3 |
1.35%5 |
$500.00 |
| 60 Month |
1.60%1 |
1.60%3 |
1.60%5 |
$500.00 |
SAVINGS AND TRANSACTION ACCOUNTS*
RATES REVIEWED WEEKLY AND SUBJECT
TO CHANGE ANYTIME AT OUR DISCRETION.
ANY FEES/CHARGES ASSESSED IN CONJUNCTION
WITH THESE ACCOUNTS MAY REDUCE EARNINGS.
| Account Type |
Interest Rates |
APY |
Minimum Balance to Open |
| Reward Checking |
1.50% |
1.51%6 |
$50.00
($0.01-$25,000.00)ec |
| Reward Checking |
0.50% |
0.50%6 |
$50.00
($25,000.01 & Over)ec |
| Reward Checking |
0.05% |
0.05%6 |
$50.00f
|
| Interest Checking |
0.05% |
0.05%6 |
$100.00
($500.00-$9,999.99)c |
| Interest Checking |
0.05% |
0.05%6 |
$100.00
($10,000.00-$29,999.99)c |
| Interest Checking |
0.05% |
0.05%6 |
$100.00
($30,000.00-$59,999.99)c |
| Interest Checking |
0.10% |
0.10%6 |
$100.00
($60,000.00 & Over)c |
| Money Market |
0.10% |
0.10%6 |
$1000.00
($500-$9,999.99)c |
| Money Market |
0.10% |
0.10%6 |
$1000.00
($10,000.00-$49,999.99)c |
| Money Market |
0.15% |
0.15%6 |
$1000.00
($50,000.00-$99,999.99)c |
| Money Market |
0.25% |
0.25%6 |
$1000.00
($100,000.00 & Over)c |
| RateMax Money Market |
0.10% |
0.10%6 |
$100.00
($1,000.00-$9,999.99)c |
| RateMax Money Market |
0.15% |
0.15%6 |
$100.00
($10,000.00-$24,999.99)c |
| RateMax Money Market |
0.20% |
0.20%6 |
$100.00
($25,000.00-$49,999.99)c |
| RateMax Money Market |
0.25% |
0.25%6 |
$100.00
($50,000.00-$74,999.99)c |
| RateMax Money Market |
0.35% |
0.35%6 |
$100.00
($75,000.00 & Over)c |
| Savings Account |
0.15% |
0.15%7 |
$50.00d |
| a |
Required to open and maintain stated annual percentage yield (APY)
|
| c |
Required to maintain stated annual percentage yield (APY) if no service charge or charge for maintenance is imposed
|
| d |
If no service charge or charge for maintenance is imposed, $1.00 balance required to maintain stated annual percentage yield (APY)
|
| e |
Bonus Rate Requirements per cycle to earn stated annual percentage yield (APY):
- 10 Debit Card Transactions (ATM does NOT count);
- At Least One Direct Deposit or ACH Debit; and
- Receive Electronic Statement
|
|
f
|
If Bonus Rate Requirements are not met in (e) all funds earn the stated annual percentage yield (APY)
|
|
1
|
Subject to change at renewal
|
| 2 |
Compounded at renewal
|
| 3 |
Compounded annually
|
|
5
|
Compounded annually on December 31st and/or at maturity
|
|
6
|
Compounded monthly |
|
7
|
Compounded quarterly |
|
*
|
Additional Rates available upon request
|
Ask us for more information about these rates
MARYVILLE (660) 562-3232 MOUND CITY (660) 442-3131
SAVANNAH (816) 324-3158 ST JOSEPH (816) 364-5678
